Pacific Life updates underwriting guidelines to expand life insurance options for individuals living with HIV

NEWPORT BEACH, Calif.–(BUSINESS WIRE)–Pacific Life has expanded its offering of life insurance coverage to eligible individuals living with human immunodeficiency virus (HIV).

“Consistent with our progressive approach to underwriting, we are leveraging the latest medical advances in HIV therapy to provide coverage to individuals living with this chronic condition,” said Dawn Behnke, executive vice president of the Insurance Division of Life, Pacific Life.”This offering aligns with Pacific Life’s innovative and customer-centric approach to securing families’ financial futures and legacies.

Currently, there are approximately 1.1 million people living with HIV in the United States and most are now living longer and healthier lives. 1,2

“Times are changing and we are taking a long-term and holistic view in supporting our clients’ needs,” said Susan Ghalili, senior vice president and lead underwriter of the Life Insurance Division, Pacific Life. “We are living in exciting times where advances in clinical medicine give us the opportunity to expand our protective products for people living with many chronic diseases, including HIV.”

1 Centers for Disease Control and Prevention, Basic Statistics | HIV Basics | HIV/AIDS CDC.

2 Murez, Cara, “Americans Living With HIV Have Near-Normal Life Expectancies: Study,” US News, July 7, 2021 Americans Living With HIV Have Near-Normal Life Expectancies: Study | Health News | US News.

About Pacific Life

For more than 150 years, Pacific Life has helped millions of individuals and families with their financial needs through a wide range of life insurance, annuity and mutual fund products, and offers a variety of investment products and services to individuals, businesses and pensions. plans. Whether your goal is to protect loved ones or grow your assets for retirement, Pacific Life offers innovative products and services that provide value and financial security for current and future generations. Pacific Life counts more than half of the 100 largest US companies as its clients and has been named one of the World’s Most Ethical Companies for 2022® from the Ethisphere Institute. For additional company information, including current financial strength ratings, visit

Pacific Life refers to Pacific Life Insurance Company and its subsidiaries, including Pacific Life & Annuity Company. Customer count as of June 2022 compiled by Pacific Life using FORTUNE 500 2022® list.

Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Availability and product/material features may vary by country. Insurance products and their guarantees, including optional benefits and any credit rates, are backed by the financial strength and ability to pay claims of the issuing insurance company, but they do not protect the value of variable investment options. Look at the life insurance company’s strength in relation to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency or their affiliates from which the products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life Insurance Company’s individual life insurance products are marketed exclusively through independent third-party life insurance producers, which may include bank-affiliated entities. Some of these vendor entities may limit the availability of certain optional riders based on their customer’s age and other factors. Your life insurance manufacturer can help you determine which optional riders are available and appropriate for you.

Pacific Life Insurance Company is located in Newport Beach, California.


PR-51718-00 7/22

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