THT Health’s open enrollment period for the 2022-23 benefit year has begun
Factors behind the increases include inflation and teacher shortages — essentially, more spending to spread among fewer people covered by the health trust.
“Healthcare costs are really going up.
Premium increases will have the greatest effect on families who choose a traditional PPO plan.
Educators who are insured individually or with a dependent will not see a premium increase for medical benefits, but will see a “nominal premium change” if they choose the dental PPO over the HMO option, according to the trust’s website.
Zumtobel said Thursday night
He said the health trust is not happy with the increase in premiums.
In a statement Friday, the school district said, “Because the insurance program is administered by THT, we would defer to them for a response.”
Last school year, educators began raising concerns about being dropped as patients by their medical providers or sent to collections because of unpaid claims.
The school district provided one
In October, an agreement was reached between the district and the teachers’ union. It included financial transparency and other requirements, such as settlement of overdue claims.
Zumtobel told the Review-Journal on Friday that the health trust has done “extraordinary things” in the past year, including resolving late claims and collection cases. He said he “turned the operation around”.
He said the trust was not predicting premium increases, but inflation and fewer teachers played a role.
The health trust said on its website that its “trend inflation” is 8.73 percent, compared with local and national employers who are experiencing cost increases of 12 to 25 percent in their plans.
It’s hard to recruit teachers, Zumtobel said, noting that he understands that premium increases don’t help.
He said that the increases have hit families hard.
“I hate it, personally, but it wasn’t fair to give it back to individual teachers,” he said.
high school teacher
“Teachers are looking at options to leave because premiums have gone up too much for families,” he said.
New this year: The school district will contribute
That’s an important benefit, Zumtobel said, noting that he thinks it’s been lost in the conversation.
Another difference: There are additional categories of family subscribers – subscriber plus two to four people and subscriber plus five or more people. Currently, it is simply “subscriber plus family”.
There is a smaller premium increase for the high deductible advantage plan, which is currently
By comparison, licensed individual workers will pay anywhere
An employee plus a family member will pay between
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